Transfer Stations have an inconsistent loading and unloading speed.
As an example, assuming you unlocked the full capacity upgrade for train carts (6 cargo per layer), the unloading rate is 3 cargo -> small pause -> 3 cargo while the loading rate is 1 cargo -> small pause -> 1 cargo -> small pause -> ... which continues until all cargo was loaded or the train cart is full.
This causes the train to be significantly slowed down during load, making transfer station a rather unreliable option compared to an Unload Station -> Space Belt -> Loading Station setup.
The attached videos display the unloading and loading rates respectively.